Deposit Amount
Indicative rates for iib global reserve
USD 200k to USD 500k
USD 500k to USD 2.5m
Over USD 2.5m
6M to 1Y
6.00%
6.50%
7.00%
1 to 2 years
6.50%
7.00%
7.50%
2 to 3 years
7.00%
7.50%
8.00%
All rates are indicative and can change depending on market conditions.
Self-service onboarding
With iib global reserve, you can Open an Account with just a few clicks. Please have the following documents ready to upload:
- Passport
- One other form of Picture ID
- Proof of Income
- Proof of Address, Photograph
- Signature on a white background.
Documents should be in JPG, PNG or PDF formats.
Currency
USD
EUR
GBP
Minimum Balance
25,000
Per currency
Interest Payout
Quarterly / Semi‑annual / At Maturity
Tenor
1–36 months, custom to your cash‑flow needs
Booking centre
Intercontinental Investment Bank Limited, The Bahamas
Relationship coverage
DIFC Representative Office, Dubai
Funding policy
Same‑account in/out (funds returned to originating account)
Auto‑roll
Available with a fresh rate memo prior to maturity
Fees
Maintenance $0
Incoming SWIFT $0
Outgoing SWIFT pass‑through
Early termination penalty only
Designed exclusively for HNWIs
If you are placing more than 200k in any of the three currencies, please fill out the form below and your dedicated RM will connect with you.
Let us get in touch with you
Custom laddering gives you staggered terms with steady access to your money.
Custom laddering
You can split one big term deposit into several smaller tranches with staggered maturities (and even different payout cadences/currencies) to get regular liquidity and predictable cash-flows without breaking the whole deposit.
How it works
- Pick a horizon (e.g., 12 months) and ladder points (e.g., 3/6/9/12m).
- Allocate amounts per rung (equal or weighted).
- Choose coupon cadence (quarterly/annually/maturity) per tranche.
- On each maturity, take cash or auto-roll at fresh rates.
Quick example for 5m
1m @ 3 months
Quarterly coupon,
pays back in
Month 3
1m @ 6 months
Quarterly coupon,
pays back in
Month 6
2m @ 9 months
Quarterly coupon,
pays back in
Month 9
1m @ 12 months
Quarterly coupon,
pays back in
Month 12
Result: Every quarter you have a maturing amount (plus coupons), and you can reinvest at then-current rates or take cash.
How your bespoke rate is set
Booking centre
Intercontinental Investment Bank Limited, The Bahamas
Relationship coverage
DIFC Representative Office, Dubai
Funding policy
Same‑account in/out (funds returned to originating account)
Auto‑roll
Available with a fresh rate memo prior to maturity
Fees
Maintenance $0
Incoming SWIFT $0
Outgoing SWIFT pass‑through
Early termination penalty only
See what your money can do.
For deposits under 200,000 (200k) in any currency, you can Open an Account online in a few easy steps with our self-service onboarding. If your deposit is over 200k, you will be eligible for our Concierge Onboarding service with a dedicated Relationship Manager.
Deposit Amount
$0
Interest Earned
$0
Total Amount including Interest
$0
*All rates are indicative and subject to change.