
{"id":128,"date":"2023-03-16T08:26:58","date_gmt":"2023-03-16T08:26:58","guid":{"rendered":"http:\/\/dev2.iibanks.com\/westafrica\/?page_id=128"},"modified":"2025-08-07T12:22:16","modified_gmt":"2025-08-07T12:22:16","slug":"investment-credit","status":"publish","type":"page","link":"https:\/\/dev2.iibanks.com\/westafrica\/en\/corporate\/investment-credit\/","title":{"rendered":"Investment Credit"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;207&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958521287{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1672811689355{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;]<\/p>\n<p style=\"text-align: right;\">Investment Credit<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737113962598{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;font-34px greyroW toproW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667365774121{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667365779824{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;font-34px special-spacing&#8221; css=&#8221;.vc_custom_1680158346544{margin-bottom: 0px !important;}&#8221;]Financing of investment projects<\/p>\n<p>A medium to long-term loan that supports your company\u2019s investment projects. You can also apply for a mortgage loan to support investments in your business intended for the acquisition, construction or rehabilitation of your office space.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;chairman-cfo-box padding-23-21 custom-container-1301-width-three&#8221; css=&#8221;.vc_custom_1672808531899{margin-bottom: 0px !important;}&#8221;][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=&#8221;Features&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|line_height:1&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;font-size-36&#8243; css=&#8221;.vc_custom_1680158376857{margin-bottom: 30px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;featroW featroW2&#8243;][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569566597{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;58137381|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1681209586935{background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Amount<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1672813065697{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Maximum amount, real estate credit, debtor obligations, associated interest etc. will be determined on a case-by-case basis.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569578098{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;42892269|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1681209591623{background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Term<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1672813057768{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Dependent on the type of investment, with a liability of up to 5 years.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1681209596518{background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Repayment<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1672813050199{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Reimbursement will be made through the payment of capital installments and the respective interest on previously scheduled dates.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1681209601356{background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Interest<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1754569327007{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">For indicative interest rates, please download the iib price list. Final rates are assessed on a case-by-case basis.<\/p>\n<p><a href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2025\/07\/PRECARIO-iibCV-2025.pdf\" download=\"\">Download pdf<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;button-style-box custom-news-box custom-container-1299-width greyroW&#8221; css=&#8221;.vc_custom_1680684273977{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][vc_row][vc_column][vc_custom_heading text=&#8221;Your Bank, Your Future&#8221; font_container=&#8221;tag:h2|font_size:48px|text_align:center|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;yourbank-font-bold&#8221; css=&#8221;.vc_custom_1667545067071{margin-bottom: 0px !important;}&#8221;][vc_separator color=&#8221;white&#8221; el_width=&#8221;30&#8243; el_class=&#8221;your-bank-border-width&#8221;][vc_custom_heading text=&#8221;O seu Banco, O seu Futuro&#8221; font_container=&#8221;tag:h2|font_size:48px|text_align:center|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;yourbank-font-bold&#8221; css=&#8221;.vc_custom_1672813250177{margin-bottom: 0px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;post-content-box button-style-box custom-container-1299-width boX2&#8243; css=&#8221;.vc_custom_1680684258381{padding-top: 65px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; el_class=&#8221;grey-content-box who-we-are-content-box&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665387546485{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;45908895|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;208&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958540364{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680778581340{background-color: #efefef !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading \">Line of credit<\/h4>\n<p>A line of credit is given against a current account which can be used to finance your company\u2019s liquidity requirements.<\/p>\n<div class=\"custom-theme-button\"><a title=\"\" href=\"\/westafrica\/en\/corporate\/line-of-credit\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665387560516{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;16675962|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;209&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958548034{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680778595156{background-color: #efefef !important;}&#8221;]<\/p>\n<h4>Third party guarantee<\/h4>\n<p>Credit in the form of guarantees and\/or sureties, is intended to guarantee to third parties the fulfilment of obligations by your company.<\/p>\n<div class=\"custom-theme-button\"><a title=\"\" href=\"\/westafrica\/en\/corporate\/third-party-guarantee\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;plscntcT&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; el_id=&#8221;pic-with-text-box-right&#8221;][vc_column css=&#8221;.vc_custom_1667376019123{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1667376896118{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #e6e6e6 !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1680157510519{margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;210&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1678958557911{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1667376869127{padding-left: 20px !important;}&#8221;][vc_empty_space height=&#8221;115px&#8221;][vc_custom_heading text=&#8221;Call us for any queries&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1667376953730{margin-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;+238 260 2626&#8243; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;207&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958521287{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1672811689355{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;] Investment Credit [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737113962598{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; 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