{"id":130,"date":"2023-03-16T08:27:14","date_gmt":"2023-03-16T08:27:14","guid":{"rendered":"http:\/\/dev2.iibanks.com\/westafrica\/?page_id=130"},"modified":"2025-01-17T10:31:37","modified_gmt":"2025-01-17T10:31:37","slug":"line-of-credit","status":"publish","type":"page","link":"https:\/\/dev2.iibanks.com\/westafrica\/en\/corporate\/line-of-credit\/","title":{"rendered":"Line of Credit"},"content":{"rendered":"

[vc_section full_width=”stretch_row_content” el_class=”image-banner-with-text bottom-203-banner-text” css=”.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_row tm_bgimagefixed=”” full_width=”stretch_row_content_no_spaces”][vc_column][vc_row_inner][vc_column_inner css=”.vc_custom_1659424244579{padding-left: 0px !important;}”][vc_single_image image=”214″ img_size=”full” alignment=”center” css=”.vc_custom_1678958729653{margin-bottom: 0px !important;}”][vc_column_text el_class=”white-text banner-heading banner-text-box banner-caption-btn-135px” css=”.vc_custom_1672815775235{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}”]<\/p>\n

Line of Credit<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1737108950683{padding-top: 65px !important;padding-bottom: 0px !important;}” el_class=”font-34px greyroW toproW”][vc_row tm_bgimagefixed=”” css=”.vc_custom_1667365774121{margin-bottom: 0px !important;}”][vc_column css=”.vc_custom_1667365779824{margin-bottom: 0px !important;}”][vc_column_text el_class=”font-34px special-spacing” css=”.vc_custom_1672815792011{margin-bottom: 0px !important;}”]A line of credit is given against a current account which can be used to finance your company\u2019s liquidity requirements. This allows you to continue your day-to-day operations without the stress of your financing needs.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=”chairman-cfo-box padding-23-21 custom-container-1301-width-three” css=”.vc_custom_1672808531899{margin-bottom: 0px !important;}”][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=”Features” font_container=”tag:h2|font_size:36|text_align:center|line_height:1″ use_theme_fonts=”yes” css=”.vc_custom_1680158549863{margin-bottom: 30px !important;}” el_class=”font-size-36″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=”” break_in_responsive=”1200″ tm_zindex=”” el_class=”featroW featroW2″ tm_responsive_css=””][vc_column width=”1\/4″][vc_row_inner css=”.vc_custom_1663569566597{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”58137381|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner tm_zindex=”” el_id=”features”][vc_column_text el_class=”custom-text-box” css=”.vc_custom_1672812079290{margin-bottom: 0px !important;background-color: #1a2159 !important;}”]<\/p>\n

Amount<\/h4>\n

[\/vc_column_text][vc_column_text el_class=”three-column-white-text-box bio-pages-download-box” css=”.vc_custom_1672815809276{margin-bottom: 65px !important;}”]<\/p>\n

Maximum amount will be determined on a case-by-case basis.<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][vc_row_inner css=”.vc_custom_1663569578098{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”42892269|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner tm_zindex=”” el_id=”features”][vc_column_text el_class=”custom-text-box” css=”.vc_custom_1672812572778{margin-bottom: 0px !important;background-color: #1a2159 !important;}”]<\/p>\n

Term<\/h4>\n

[\/vc_column_text][vc_column_text el_class=”three-column-white-text-box bio-pages-download-box” css=”.vc_custom_1672815817523{margin-bottom: 65px !important;}”]<\/p>\n

Up to 12 Months, renewable upon case-by-case analysis and commercial approval.<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][vc_row_inner css=”.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner tm_zindex=”” el_id=”features”][vc_column_text el_class=”custom-text-box” css=”.vc_custom_1672812590209{margin-bottom: 0px !important;background-color: #1a2159 !important;}”]<\/p>\n

Repayment<\/h4>\n

[\/vc_column_text][vc_column_text el_class=”three-column-white-text-box bio-pages-download-box” css=”.vc_custom_1672815825920{margin-bottom: 65px !important;}”]<\/p>\n

Guaranteed promissory note, loan agreement, pledge of term deposit, mortgages or other guarantees accepted by iib.<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/4″][vc_row_inner css=”.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner tm_zindex=”” el_id=”features”][vc_column_text el_class=”custom-text-box” css=”.vc_custom_1672812627784{margin-bottom: 0px !important;background-color: #1a2159 !important;}”]<\/p>\n

Interest<\/h4>\n

[\/vc_column_text][vc_column_text el_class=”three-column-white-text-box bio-pages-download-box” css=”.vc_custom_1684150513288{margin-bottom: 65px !important;}”]<\/p>\n

For indicative interest rates, please download the iib price list. Final rates are assessed on a case-by-case basis.<\/p>\n

Download pdf<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=”button-style-box custom-news-box custom-container-1299-width othercndtionS” css=”.vc_custom_1680692362327{padding-top: 37px !important;padding-bottom: 25px !important;background-color: #e6e6e6 !important;}”][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=”Other conditions:” font_container=”tag:h2|font_size:36px|text_align:left|line_height:1″ use_theme_fonts=”yes” el_class=”otherInformation”][vc_raw_html el_class=”otherInformation” css=”.vc_custom_1681368759846{margin-top: 16px !important;}”]JTNDdWwlM0UlMEElM0NsaSUzRVdyaXR0ZW4lMjByZXF1ZXN0JTNDJTJGbGklM0UlMEElM0NsaSUzRURvY3VtZW50cyUyMHByb3ZpbmclMjB0aGUlMjBwdXJwb3NlJTIwb2YlMjB0aGUlMjBjcmVkaXQlM0MlMkZsaSUzRSUwQSUzQ2xpJTNFWW91ciUyMENvbXBhbnklRTIlODAlOTlzJTIwZWFybmluZ3MlMjAlMjhiYWxhbmNlJTIwc2hlZXRzJTJGaW5jb21lJTIwc3RhdGVtZW50cyUyMGV0Yy4lMjklMjBmb3IlMjB0aGUlMjBsYXN0JTIwMyUyMHllYXJzJTNDJTJGbGklM0UlMEElM0NsaSUzRU90aGVyJTIwZG9jdW1lbnRzJTIwcmVsYXRlZCUyMHRvJTIwdGhlJTIwZ3VhcmFudGVlcyUyMHJlY2VpdmVkJTNDJTJGbGklM0UlMEElM0MlMkZ1bCUzRQ==[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=”post-content-box button-style-box custom-container-1299-width boX2″ css=”.vc_custom_1680692009245{padding-top: 65px !important;}”][vc_row tm_bgimagefixed=”” break_in_responsive=”1200″ el_class=”grey-content-box who-we-are-content-box”][vc_column width=”1\/2″][vc_row_inner css=”.vc_custom_1665387546485{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”45908895|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner][vc_single_image image=”213″ img_size=”full” alignment=”center” css=”.vc_custom_1678958754684{margin-bottom: 0px !important;}”][vc_column_text el_class=”custom-white-text-box” css=”.vc_custom_1680778722030{background-color: #efefef !important;}”]<\/p>\n

Investment credit<\/h4>\n

A medium to long-term loan that supports your company\u2019s investment projects.<\/p>\n

Read More<\/a><\/div>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/2″][vc_row_inner css=”.vc_custom_1665387560516{padding-right: 17.5px !important;padding-left: 17.5px !important;}” tm_responsive_css=”16675962|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||”][vc_column_inner][vc_single_image image=”215″ img_size=”full” alignment=”center” css=”.vc_custom_1678958762505{margin-bottom: 0px !important;}”][vc_column_text el_class=”custom-white-text-box” css=”.vc_custom_1680778744980{background-color: #efefef !important;}”]<\/p>\n

Third party guarantee<\/h4>\n

Credit in the form of guarantees and\/or sureties, is intended to guarantee to third parties the fulfilment of obligations by your company.<\/p>\n

Read More<\/a><\/div>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=”button-style-box custom-news-box custom-container-1299-width greyroW” css=”.vc_custom_1680692062985{margin-bottom: 65px !important;padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}”][vc_row][vc_column][vc_custom_heading text=”Your Bank, Your Future” font_container=”tag:h2|font_size:48px|text_align:center|color:%23ffffff” use_theme_fonts=”yes” el_class=”yourbank-font-bold” css=”.vc_custom_1667545067071{margin-bottom: 0px !important;}”][vc_separator color=”white” el_width=”30″ el_class=”your-bank-border-width”][vc_custom_heading text=”O seu Banco, O seu Futuro” font_container=”tag:h2|font_size:48px|text_align:center|color:%23ffffff” use_theme_fonts=”yes” el_class=”yourbank-font-bold” css=”.vc_custom_1672816844722{margin-bottom: 0px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1680692083609{padding-top: 0px !important;}” el_class=”plscntcT”][vc_row tm_bgimagefixed=”” el_id=”pic-with-text-box-right”][vc_column css=”.vc_custom_1667376019123{padding-right: 0px !important;padding-left: 0px !important;}”][vc_row_inner equal_height=”yes” content_placement=”middle” css=”.vc_custom_1667376896118{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #e6e6e6 !important;}”][vc_column_inner tm_zindex=”” width=”2\/3″ css=”.vc_custom_1680158951806{margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][vc_single_image image=”216″ img_size=”full” css=”.vc_custom_1678958774207{margin-bottom: 0px !important;}”][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1667376869127{padding-left: 20px !important;}”][vc_empty_space height=”115px”][vc_custom_heading text=”Call us for any queries” font_container=”tag:h2|font_size:36px|text_align:left|color:%23575757″ use_theme_fonts=”yes” css=”.vc_custom_1667376953730{margin-bottom: 50px !important;}”][vc_custom_heading text=”+238 260 2626″ font_container=”tag:h2|font_size:36px|text_align:left|color:%23575757″ use_theme_fonts=”yes”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

[vc_section full_width=”stretch_row_content” el_class=”image-banner-with-text bottom-203-banner-text” css=”.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_row tm_bgimagefixed=”” full_width=”stretch_row_content_no_spaces”][vc_column][vc_row_inner][vc_column_inner css=”.vc_custom_1659424244579{padding-left: 0px !important;}”][vc_single_image image=”214″ img_size=”full” alignment=”center” css=”.vc_custom_1678958729653{margin-bottom: 0px !important;}”][vc_column_text el_class=”white-text banner-heading banner-text-box banner-caption-btn-135px” css=”.vc_custom_1672815775235{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}”] Line of Credit [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1737108950683{padding-top: 65px !important;padding-bottom: 0px !important;}” el_class=”font-34px greyroW toproW”][vc_row tm_bgimagefixed=”” css=”.vc_custom_1667365774121{margin-bottom: 0px !important;}”][vc_column css=”.vc_custom_1667365779824{margin-bottom: 0px !important;}”][vc_column_text el_class=”font-34px […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":8,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/130"}],"collection":[{"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":5,"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/130\/revisions"}],"predecessor-version":[{"id":11813,"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/130\/revisions\/11813"}],"up":[{"embeddable":true,"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/dev2.iibanks.com\/westafrica\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}