{"id":38,"date":"2022-12-28T12:06:00","date_gmt":"2022-12-28T12:06:00","guid":{"rendered":"https:\/\/iibanks.mediaidee.com\/?page_id=9261"},"modified":"2025-08-15T11:19:22","modified_gmt":"2025-08-15T11:19:22","slug":"junior","status":"publish","type":"page","link":"https:\/\/dev2.iibanks.com\/westafrica\/en\/personal\/accounts\/junior\/","title":{"rendered":"Junior"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;11544&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1732180563755{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1672229245107{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;]<\/p>\n<p style=\"text-align: right;\">iib junior account<\/p>\n<p class=\"iib-sub-caption\" style=\"text-align: right;\">make savings a habit<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1735815988768{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;our-purpose-text-box ouroW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667365774121{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667365779824{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;font-34px&#8221; css=&#8221;.vc_custom_1672231657569{margin-bottom: 0px !important;}&#8221;]Start building good money habits from a young age. Open an account for your child and teach them how to save.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737631387629{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;our-purpose-text-box applyroW absltE bgnonE&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;991&#8243; tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; el_class=&#8221;font-size-24&#8243;][vc_column tm_col_bg_expand=&#8221;left&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1667370558252{padding-right: 17.5px !important;background-color: #eeeeee !important;}&#8221; el_id=&#8221;requirement-box-bg-right&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; css=&#8221;.vc_custom_1667366560047{padding-right: 17.5px !important;}&#8221; tm_responsive_css=&#8221;33209346|colbreak_no||||||0|||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner el_class=&#8221;Who-Can-Apply-iib&#8221;][vc_custom_heading text=&#8221;Who can apply?&#8221; font_container=&#8221;tag:h4|font_size:34px|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221; css=&#8221;.vc_custom_1679998079334{margin-bottom: 15px !important;}&#8221;][vc_column_text el_class=&#8221;who-can-apply-border requirements-iib&#8221;]0 to 18 years old<\/p>\n<p>Minimum CVE 5,000<\/p>\n<p>Maximum CVE 2,500,000[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column tm_col_bg_expand=&#8221;right&#8221; width=&#8221;1\/2&#8243; el_id=&#8221;requirement-box-bg-left&#8221; css=&#8221;.vc_custom_1667370600202{background-color: #eeeeee !important;}&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; css=&#8221;.vc_custom_1675081537150{padding-bottom: 0px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;33209346|colbreak_no||||||0|||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner el_class=&#8221;Who-Can-Apply-iib Who-Can-Apply-iib-special&#8221; css=&#8221;.vc_custom_1675081762620{padding-bottom: 0px !important;padding-left: 65px !important;}&#8221;][vc_custom_heading text=&#8221;Open an account today&#8221; font_container=&#8221;tag:h4|font_size:34px|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221; css=&#8221;.vc_custom_1679998084331{margin-bottom: 10px !important;}&#8221;][vc_custom_heading text=&#8221;It\u2019s quick and easy to apply&#8221; font_container=&#8221;tag:h2|font_size:24|text_align:center|line_height:1&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221; css=&#8221;.vc_custom_1679997906133{margin-bottom: 20px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1681282129212{padding-bottom: 25px !important;padding-left: 65px !important;}&#8221; el_class=&#8221;inner6&#8243;][vc_column_inner][vc_column_text el_class=&#8221;download-default-button&#8221; css=&#8221;.vc_custom_1755256707138{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>Account Opening Form <a href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2025\/08\/Account-Opening-Process-1.pdf\" download=\"\">Download pdf<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1735816002611{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;font-size-36 custom-section-policy-box blugreY usdroWolD&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Documents&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229605786{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;All required documentation must be completed within 45 days of opening the account&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229745795{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Amount&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229598256{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Minimum balance CVE 1,000 per month or CVE 12,000 annually&#8221; font_container=&#8221;tag:h2|font_size:23px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229733816{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Term&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229589098{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;365 days, renewable for equal periods of time&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229721941{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Interest&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229573962{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Interest rates are available at any of our branches&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229709833{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Transactions&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672231283567{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221; el_class=&#8221;double-line-box&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Debit transactions are only allowed by parents or legal guardians of the minor who appear on the account opening form&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229683750{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Transfers&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229549754{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221; el_class=&#8221;double-line-box&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Schedule automatic transfers between current and savings accounts for up to 12 months via iib online banking or through any of our branches&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229673114{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Early Withdrawals&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672231318553{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221; el_class=&#8221;double-line-box&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Total or partial withdrawals allowed, with the respective minimum amount to be maintained.&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672229664978{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;button-style-box custom-news-box custom-container-1299-width boX2&#8243; css=&#8221;.vc_custom_1681282163899{padding-top: 65px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665399177732{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;51053834|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;293&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678960656014{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680772781959{background-color: #efefef !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading \">iib current account<\/h4>\n<p>Easily manage your everyday finances wherever you are. iib current account makes it simple to check your balance, pay your bills and send money to friends and family.<\/p>\n<div class=\"custom-theme-button mt-45\"><a title=\"\" href=\"\/westafrica\/en\/accounts\/current\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665399193555{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;58412134|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;11568&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1732185223375{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680772762180{background-color: #efefef !important;}&#8221;]<\/p>\n<h4>iib super term deposit<\/h4>\n<p>With iib super term deposit, earn a high rate of interest and take advantage of our competitive rates.<\/p>\n<div class=\"custom-theme-button mt-45\"><a title=\"\" href=\"\/westafrica\/en\/accounts\/super-term-deposit\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;plscntcT vertcenteR&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; el_id=&#8221;pic-with-text-box-right&#8221;][vc_column css=&#8221;.vc_custom_1667376019123{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1737712304544{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #e6e6e6 !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1679998108923{margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;296&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1678960673123{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1672228527381{padding-left: 20px !important;}&#8221; tm_responsive_css=&#8221;54307665|colbreak_no|||||65||65||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_custom_heading text=&#8221;Call us for any queries&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679998129045{margin-bottom: 50px !important;}&#8221; el_class=&#8221;fontFamily&#8221;]<div id=\"ultimate-heading-675469e218e8a59e6\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-675469e218e8a59e6 uvc-1389 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-675469e218e8a59e6 h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"desktop:40px;\"}' ><h2 style=\"font-weight:normal;margin-bottom:0px;\">+238 260 2626<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; 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